APPROVED LIST OF INDIAN TRAVEL INSURANCE COMPANIES OF THE CONSULAR POSTS OF SCHENGEN STATES

 

PROVIDING TRAVEL MEDICAL INSURANCES FOR SCHENGEN VISA PROCEDURE

EFFECTIVE OF 1ST OCTOBER 2016

 

COMPANY NAME APPROVED FULL COVERAGE OF AGE GROUPS

 

• Apollo Munich Health Insurance Company – 6 months–70 years

 

• Bajaj Allianz General Insurance Company – 6 months–70 years

 

                      Travel Prime Super Age Policy – without age limit

 

• Bharti AXA General Insurance Company – 3 month–60 years

 

• Cholamandalam MS General Insurance Company – 0 month–70 years

 

• Cigna TTK Health Insurance Limited – 0 month–75 years

 

• Future Generali India Insurance Company – 6 months–70 years

 

• HDFC ERGO General Insurance Company – 3 months–70 years

 

• ICICI Lombard General Insurance Company – 3 months–50 years

 

                     Policies for Schengen Countries 51–85 years

 

• IFFCO – Tokio General Insurance Company – 3 months–70 years

 

• National Insurance Company – 6 months–60 years

 

                     Schengen Plan 61–80 years

 

• Reliance General Insurance Company 3 months–70 years

 

                     Travel Care Policy – Schengen Plan up to 71–80 years

 

• Religare Health Insurance Company – All Plans without age limit

 

• Royal Sundaram Alliance Insurance Company – 3 months–70 years

 

• SBI General Insurance Company – 6 months–70 years

 

• Star Health & Allied Insurance Company – 6 months–70 years

 

• Tata AIG General Insurance Company – 6 months–55 years

 

                     Travel Guard (without Sublimits) – 56–70 years

 

                     Travel Guard Senior (without Sublimits) – 71 years and above

 

• The New India Assurance Company – 6 months–70 years

 

• The Oriental Insurance Company – 6 months–60 years

 

• United India Insurance Company – without age limit

 

• Universal Sompo General Insurance Company 0 month–70 years  

 

This list is applied by the Schengen States of Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland as well as the European Union Member States of Bulgaria, Croatia, Cyprus and Romania.

Consular Posts of Schengen States approved the travel medical insurance policy schemes for corporate travels of travel insurance companies on this list with 70 years of age as upper limit of appropriate full coverage. Acceptance of travel medical insurance policy schemes for group travels (e.g. tour or incentive groups) with 70 years of age as upper limit of appropriate full coverage is conditioned by the Consular Posts of Schengen States ability to check the coverage of individual members of these groups in the Travel Insurance Portals of Non-Life Insurers of the General Insurance Council. Failure of this verification may lead the Consular Posts of Schengen States to the request of submitting a new travel medical insurance policy for the visa procedure.

Visa applicants are advised to note that other travel medical insurances issued by Indian insurance companies are not accepted for Schengen visa procedure. However, visa applicants may seek to obtain insurance in any other country where claims against the insurance company would be recoverable in a Schengen State.

 

NOTE

This note makes reference to Article 15 of Regulation 810/2009 of the European Parliament and of the Council of 13 July 2009 establishing a Community Code on Visas.

Visa applicants for a Schengen visa for one or two entries shall prove that they are in possession of adequate and valid travel medical insurance to cover any expenses which might arise in connection with repatriation for medical reasons, urgent medical attention and/or emergency hospital treatment or death, during their stay(s) on the territory of the Schengen States. Visa applicants for a uniform visa for more than two entries (multiple entries) shall prove that they are in possession of adequate and valid travel medical insurance covering the period of their first intended visit. In addition, such applicants shall sign the statement, set out in the application form, declaring that they are aware of the need to be in possession of travel medical insurance for subsequent stays. The insurance shall be valid throughout the territory of the Schengen States and cover the entire period of the person’s intended stay or transit. The minimum coverage shall be EUR 30 000. Applicants shall, in principle, take out insurance in their country of residence. Where this is not possible, they shall seek to obtain insurance in any other country. When assessing whether the insurance cover is adequate, consulates shall ascertain whether claims against the insurance company would be recoverable in a Schengen State.