Proof of medical travel insurance is understood to be a document in which the relevant insurance company declares / confirms:

1) The period of insurance (insurance must cover the entire stay in the Czech Republic),

2) The extent of the insurance (the insurance policy must cover the costs that the foreign national is obliged to cover for the period of his/her stay in the Czech Republic in the event of providing necessary and urgent health care including the costs associated with transport or, in the case of his/her death, those associated with transferring his/her physical remains to the state that issued the travel document or to another state in which he/she has a residence permit),

3) The amount of the insurance benefit (the agreed insurance benefit limit for one insurance event must be at least EUR 400 000, that being without an insurance retention on the amount of the given costs).

4) The insurance policy must not exclude coverage for injuries and damage caused by the applicant´s intentional acts, injuries and damage caused by fault or contributory fault on the part of the applicant, and injuries and damage caused by the consumption of alcohol, narcotic and psychotropic substances by the applicant.

As of September 4th, 2023 the Law Concerning the Residence of Foreign Nationals specifies a duty for foreign nationals entering the territory and who will be on it for more than 90 days to conclude travel medical insurance in the scope of comprehensive healthcare within 90 days from entry to the territory of the Czech Republic with any insurance company authorised to provide it in the Czech Republic.

If it concerns insurance obtained abroad, along with the proof of travel medical insurance, the foreign national always submits an official translation of the insurance policy and its general terms and conditions into the Czech language. This proves the medical travel insurance policy has been taken out, above all its extent, the limit of coverage being EUR 400 000 and that insurance is taken out without retention and, upon request, a document on paying the insurance premium for an insurance policy for the entire period of the requested stay in the Czech Republic.

Upon request by the MOI, the foreign national is obliged to submit a document on having paid the insurance premium.